There are no income limits for these programs
| Organization | Amount of Assistance Available |
| U or R | $9,000 |
| City of Rochester | $6,000 (Full-time Employees) / $3,000 (Part-time Employees) |
| Xerox | $2,000 / City of Rochester matches |
| Kodak | $1,000 / City of Rochester matches |
| Visiting Nurse | $2,000 / City of Rochester matches |
| Unity Health | $6,000 / City of Rochester contributes $3,000 (must buy in Sectors 3 or 4) |
| Paetec | $3,000 Loan / City of Rochester matches with a $3,000 grant |
| RIT | $3,000 / City of Rochester matches |
| Citizens Bank (Low Census) | $5,000 / City of Rochester contributes $3,000 $8,000 / City of Rochester contributes $3,000 |
City of Rochester Contact person:
Margot Garcia - Phone: 585-428-6888 | Fax: 585-428-6229 | E-mail: garciam@cityofrochester.gov
University of Rochester Home Ownership Incentive Program - $9,000 3/3/3...*
Obtain a letter from the Benefits Dept. of U of R
Contact Margot Garcia at the City of Rochester ASAP
Eligibility Requirements:
- There are no income requirements
- 1-4 family homes ONLY
- Can NOT currently own a home in the City of Rochester
- Sectors 4 or 6 of the City ONLY
- The prospective buyer must have $1,500 of his/her own money
- Have to remain employed for 5 years, but there is no service requirement
- Visit www.Rochester.edu/benefits/housing for complete details
Specific verbiage is required in the contract for City Inspection, Margot will provide this.
A prospective homeowner must complete 8 hours of Pre-Purchase training (via NeighborWorks, Providence Housing, MarketView Heights, Urban League or Pathstone- Margot can provide you with contact information)
After they own the home they must complete three Modules/Post Purchase classes (3 hours each).
If they have owned home previously, no classes are necessary.
Participating Banks:
- Advantage Federal Credit Union- contact Sandy Leavy (does not do FHA)
- Canandaigua National Bank- contact Jason Proietti (does do FHA, but must fit requirement of low-moderate income)
*$3,000 from U of R, $3,000 from the City of Rochester, $3,000 from Advantage Federal Credit Union or $2,500/$3,500 from Canandaigua National Bank (depending upon income level).
Homes Rochester Program- $6,000 (through the City of Rochester)
- Asset Control Area (ACA)
- Only Houses that qualify are Non for Profit agencies
- Agents are NOT paid on these until they are Multiple Listed
- Live in Home for 10 years
- Owner Occupy Only
- Click here for a Grant Application and click here for a Summary of the Program Requirements.
Participating Banks:
- Canandaigua National Bank
- HSBC
- Key Bank
- M&T
Home Purchase Assistance Program (HPAP)
$3,000 grant for closing costs. Homes offered through the City Living Sundays program or in the same area of the city after the City Living Sundays promotional period for that area. This is for First Time Buyers (or not owned a home in the past 3 years) and income limits are in effect.
MISCELLANEOUS:
MarketView Heights and NeighborWorks Rochester…Low interest loans or grants for fix/repairs
