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Employer Assisted Housing Initiative


Amount of Assistance Available

There are no income limits for these programs. Contact your employer to see if they have a program, contact bank re first-time home buyer programs.

Current partners

An asterisk (*) designates whether there is also a lender match. Some of the lenders are required (UR, Hillside) but others are optional (RIT):

  • City of Rochester
  • Highland Hospital (in designated neighborhoods)*
  • Hillside Family of Agencies (in designated neighborhoods) $3,000*
  • Rochester City School District
  • Rochester Institute of Technology*
  • Rochester Management, Inc
  • Rochester Regional Health/Unity* (all of Rochester, no longer designated neighborhoods)
  • Stantec Consulting Services, Inc.
  • University of Rochester (in designated neighborhoods)*
  • Visiting Nurse Services
  • Windstream/PAETEC Communications (in designated neighborhoods)
  • XEROX Corporation

City of Rochester


Phone: 585.428.6888 | Fax: 585.428.6229 | E-mail:

UR Home Ownership Incentive Program


Obtain a letter from the Benefits Dept. of U of R

Apply with City of Rochester at

Eligibility Requirements:

  • There are no income requirements
  • 1-4 family homes ONLY
  • Can NOT currently own a home in the City of Rochester
  • Sectors 4 or 6 of the City ONLY
  • The prospective buyer must have $1,500 of his/her own money
  • Have to remain employed for 5 years, but there is no service requirement
  • Visit for complete details

Specific verbiage is required in the contract for City Inspection, Margot will provide this.

A prospective homeowner must complete 8 hours of Pre-Purchase training (via NeighborWorks, Providence Housing, MarketView Heights, Urban League or Pathstone- Margot can provide you with contact information)

After they own the home they must complete three Modules/Post Purchase classes (3 hours each).

If they have owned home previously, no classes are necessary.

Participating Banks:

  1. Advantage Federal Credit Union- contact Sandy Leavy 585.454.5900 (does not do FHA)
  2. Canandaigua National Bank- contact Jason Proietti 585.385.2370 x50963 (does do FHA, but must fit requirement of low-moderate income)
  3. Chase
  4. Genesee Regional Bank – contact Mike Pulver 585.802.6527
  5. M&T

*$3,000 from U of R, $3,000 from the City of Rochester, $3,000 from Lender.

Homes Rochester Program

$6,000 (through the City of Rochester)

  • Asset Control Area (ACA)
  • Only Houses that qualify are Non for Profit agencies
  • Agents are NOT paid on these until they are Multiple Listed
  • Live in Home for 15 years
  • Owner Occupy Only

Home Purchase Assistance Program (HPAP)

$3,000 Grant for Closing Costs

This is for First Time Buyers (or not owned a home in the past 3 years) and income limits are in effect.


MarketView Heights and NeighborWorks Rochester: low interest loans or grants for fix/repairs.

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