Employer Assisted Housing Initiative

Obtain a letter from the Benefits Dept. of U of R

Apply with City of Rochester at homebuyer@cityofrochester.gov

Eligibility Requirements:

• Total household gross income was less than $155,000 in 2024
• First-time purchase of a primary residence anywhere within the City of Rochester
• Have to remain employed for 5 years, but there is no service requirement

The approval process for Home Ownership benefits may take up to four months and may require completion of pre-purchase and post-purchase education classes at approved agencies.

Participating Banks:

1. University of Rochester
2. City of Rochester
3. Advantage Federal Credit Union- contact Sandy Leavy 585.454.5900 (does not do FHA)
4. Canandaigua National Bank- contact Jason Proietti 585.385.2370 x50963 (does do FHA, but must fit requirement of low-moderate income)
5. Genesee Regional Bank – contact Mike Pulver 585.802.6527
6. Key Bank

*$10,000 from U of R, $5,000 from the City of Rochester, $5,000 from Lender.